Embrace Endless Possibilities Versatile Finance & Management Associates Your Trusted Partner in Financial Growth & Strategy GET A QUOTE Empowering Businesses Financially CMSME-focused Strategic solutions for growth and stability Tailored financial strategies to help your business grow, stay stable, and succeed. GET A QUOTE Strategies for Effective Recovery NPL Management & Alternate Dispute Resolution (ADR) Strategies for NPL recovery, utilizing Alternate Dispute Resolution to minimize losses and expedite resolution. GET A QUOTE Expert Advisory for Smarter Decisions Data-driven insights for all businesses Expert advice and strategies for smarter, data-driven financial decisions. GET A QUOTE

Business Growth

Streamline processes, boost performance, ensure sustainable growth.

Research & Market Analysis

Industry analysis to determine market size, growth potential and peer group analysis.

MSME Finance

Bridge gap between MSMEs & finance, enable sustainable expansion.

Capital Management

To Provide innovative solutions through M & A, IPO, Preference shares and strategic investment solutions.

Empowering Businesses with Strategic Financial Solutions

Versatile Finance & Management Associates (VFMA) is a leading financial consultancy firm specializing in corporate finance, banking solutions, risk management, and SME development. We help businesses streamline operations, enhance financial stability, and achieve sustainable growth through data-driven strategies and industry best practices.

Backed by seasoned professionals, including banking veterans, economists, and financial strategists, VFMA delivers customized, research-backed solutions across capital markets, mergers & acquisitions, supply chain optimization, and investment advisory. Whether you’re a startup, SME, or large corporation, VFMA is your trusted partner in financial excellence.

OUR SERVICES

What We Bring to You

Corporate Business Division Services

Boost your business with process reengineering, growth strategies, market research, supply chain optimization, ESG reporting, M&A consulting, capital raising, compliance, and cybersecurity solutions.

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Financial Institutions (Banks / NBFIs) Division Services

Enhance bank performance with process optimization, risk management, capacity building, sustainability consulting, credit portfolio management, NPL solutions, and SOP development.

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CMSME Business Division

Empowering CMSMEs with financing access, business policy development, training, digital platforms, and financial management support for sustainable growth.

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Government Capital Projects & Infrastructure

Providing feasibility studies, independent advisory services, and project management for government projects funded by international partners.

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Textile & RMG Sector Support

Supporting the Textile & RMG sector through policy preparation, market diversification analysis, and strategies to overcome industry challenges.

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Foreign Investment Division

Facilitating foreign investment by providing regulatory approvals, registration, and support for business setup in EPZs, EZs, and High-tech Parks.

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Training and Awareness Building Programs

Promoting financial literacy through training programs for various demographics, including students and rural communities, in collaboration with government organizations.

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Financial Literacy Unit

Promoting financial inclusion for unbanked populations through web-based resources and encouraging formal remittance channels.

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Factory Inspection Services

Offering third-party factory inspection services in enlistment with the Department of Inspection for Factories and Establishments (DIFE) and banks.

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Taxation & VAT Service

Expert tax and VAT services, including corporate, individual, and advisory, ensuring compliance and efficient tax planning.

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Private Investment Consultancy Services

Providing expert advice on diverse investment options, including treasury bills, bonds, stock markets, property, and private equity for startups.

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Stakeholder

Meet the Visionaries Behind VFMA

Our leadership team brings together extensive experience and a shared vision for innovation and excellence. These individuals are committed to guiding our company toward continued success and delivering exceptional value to our clients.

Md. Abdul MatinFounder & CEO

CEO & Chief Consultant of VFMA. 30-year banking veteran. Led credit risk management and corporate transformation at major banks. Author & financial expert.

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Anik AshrafConsultant

Organizational Economist. Specializes in productivity/efficiency in developing countries. Assistant Professor at the University of Munich. PhD from Warwick. Global experience.

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Case Studies

We are the leaders

All projects

Financial Report 2019
logo Contract Project: September 14, 2019

Financial Report 2019

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MO Insurance Finance
logo Contract Project: November 14, 2018

MO Insurance Finance

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Enterprise Loan 2016
logo Contract Project: May 24, 2016

Enterprise Loan 2016

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Business Growth Solutions
logo Contract Project: September 14, 2017

Business Growth Solutions

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Planning The Development
logo Contract Project: August 27, 2018

Planning The Development

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BETTER SOLUTION

Why Choose Us?

Industry Expertise

A team of professionals with vast experience in finance, banking, and business strategy.

Tailored Solutions

Custom financial and business strategies designed to fit your unique needs.

End-to-End Services

From strategic planning to execution, we ensure seamless business growth.

Global Standards

Adhering to best practices in ESG, risk management, and capital market solutions.

Let’s Elevate
Your Business Together!

Ready to optimize your financial strategy and achieve sustainable growth? Get in touch with us today! Fill out the form, and our experts will reach out to discuss how VFMA can support your business with tailored financial solutions

    For any queries contact us!

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    testimonial & partner

    What our clients says?

    Maria Sharapovafrom Berlin

    I am alone, and feel the charm of existence in this spot, which was created for the bliss of souls like mine. Thank you !

    Caroline Cummingsfrom NewYork

    I should be incapable of drawing a single stroke at the present moment; and yet I feel that I never was a greater artist than now.

    John Doefrom Beijing

    I am so happy, my dear friend, so absorbed in the exquisite sense of mere tranquil existence, that I neglect my talents.

    Quynh Anhfrom Hanoi

    I am alone, and feel the charm of existence in this spot, which was created for the bliss of souls like mine. Thank you !

    Kendra Elliotfrom Roma

    I should be incapable of drawing a single stroke at the present moment; and yet I feel that I never was a greater artist than now.

    Nora Robertsfrom Paris

    I am so happy, my dear friend, so absorbed in the exquisite sense of mere tranquil existence, that I neglect my talents.